On January 21st of this year I wrote about the expected downgrading of insurers.  See Brace Yourself: http://www.servias.org/?p=48 . This is now occurring. MBIA Loses AAA Insurer Rating From Fitch Rating Agency Over Capital.  See : http://www.bloomberg.com/apps/news?pid=20601087&sid=aUKrtfm0u4yI&refer=home This only reinforces the need to be vigilant in placing your finances in defense mode.  Do not be … Continue reading Ratings Agencies have begun…